About NiveshGyaan
A platform born from a simple belief — every Indian deserves to understand money, invest wisely, and achieve financial independence.
Why NiveshGyaan Exists
NiveshGyaan is a platform to help build awareness of financial planning, investing, and other financial products. Our goal is to make every Indian financially independent and remove the “impediment of money” from achieving their dreams.
We believe India is on the cusp of global financial superiority — and every Indian can participate in this growth through disciplined, long-term investment in equities and other financial instruments.
Financial education in India is often inaccessible, jargon-heavy, or tied to commissions. NiveshGyaan was built to change that — with plain-language articles, free webinars, honest research reports, and no hidden conflicts of interest.
Meet the Founder
Prashant Agarwal
Founder, NiveshGyaan
Prashant began his investment journey in 2013 with his very first salary and has since invested 95% of his personal wealth in equity markets. He follows a Skin in the Game approach — every stock recommended for clients is one he personally owns or is actively buying.
He has conducted financial literacy sessions at premier institutions including DCE, FMS Delhi, IIT Roorkee, SEWA International, and Rishihood University. He loves reading, has made many mistakes along the way, and shares both — openly.
Investment Philosophy
We follow the QGLP framework — four pillars that guide every investment decision.
Quality
High-quality businesses with trustworthy, competent management. We study the business deeply before investing.
Growth
Sustained earnings growth and strong Return on Equity. We look at both business growth and sector tailwinds.
Longevity
A durable economic moat — a competitive advantage that protects the business for decades, not just quarters.
Price
Buying a great business at a fair price. Margin of safety is non-negotiable — it preserves capital during downturns.
Skin in the Game: We only invest your money in stocks that are already in our personal portfolio or that we are actively buying. Every recommendation has real capital behind it.
Sessions Conducted At
Financial literacy workshops and sessions delivered at leading institutions.
Our Journey
Began personal investment journey with first salary — 95% into equities.
Founded NiveshGyaan to share financial knowledge with friends and community.
Started conducting financial literacy sessions at colleges and NGOs.
Launched the NiveshGyaan YouTube channel during the COVID-19 pandemic.
Moved to Substack newsletter to reach investors across India and abroad.
Expanded research reports service and personal portfolio advisory.
Launched structured annual subscription for research reports at ₹7,000/year.